Essential Cover
Essential breakdown protection for local drivers. 24/7 roadside assistance and recovery within 10 miles – all from just £60 per year. No hidden fees, cancel anytime.
or
£49.00 per year
Key Features
- 24/7 roadside assistance anywhere in the UK
- In the Event of Breakdown recovery to nearest garage or home (within 10 miles)
- Flat battery jump starts, tyre changes, fuel delivery
- Mechanical and electrical failures covered
- Up to 7 passengers included
Policy Documents
Important Documents – Please Review Before Buying
What's Covered
- Mechanical breakdown or electrical failure
- Flat battery - we'll jump start you
- Punctured tyre - we'll fit your spare or take you to a repairer
- Lack of fuel - we'll deliver enough to reach a station (you pay for fuel only)
- Misfuelling - wrong fuel type in tank
- Accident, fire, theft or vandalism recovery
- Roadside assistance (more than 1 mile from home)
- Local recovery (within 10 miles of breakdown)
What's Not Covered
- Breakdowns at your home or within 1 mile of home address
- Recovery beyond 10 miles from breakdown location
- Alternative transport costs (taxis, hotels, car hire)
- Onward travel if car can't be fixed
- Vehicles over 15 years old from first registration
- Cost of parts, components or repairs at garages
- More than 6 callouts in 12-month period
- Vehicles over 3.5 tonnes or exceeding size limits
- Hire/reward use (taxis, couriers, private hire)
- Motorsport use (racing, rallies, track days)
- First 24 hours of policy
- Pre-existing faults or lack of maintenance
Who Is This Cover For?
This cover is perfect for drivers who travel regularly beyond their local area.
Scenario 1: Daily Commute
Break down on the way to work, 5 miles from home. We come out, fix the issue or tow you to your local garage.
Scenario 2: Shopping Trip
Car won't start in the supermarket car park. We jump start your battery and get you moving.
Scenario 3: School Run
Puncture on the way to school. We change the tyre or take you to a repairer nearby.
Why Essential Breakdown Cover Makes Sense
You don't need to overpay for coverage you rarely use. Consider this:
70% of trips in England are under 5 miles, and over two thirds of those under 5 mile trips were made by car**
Reliable cover without paying for extras you won't use. A straightforward option when you want trusted help close to home.
What you get:
- Expert engineers 24/7 across the UK
- Roadside repairs for common issues
- Recovery within 10 miles if needed
- Up to 7 passengers covered
- No admin fees or hidden charges
All for £60 per year.
** Trip information taken from Department for Transport National Travel Survey 2024
When you need help
Call our 24/7 helpline
Tell us where you are and what’s wrong with your vehicle, our agents will locate your policy.
Local partner dispatched
We will identify your location and send one of our trusted recovery partners.
Roadside repair or recovery
Our partner will attempt a roadside repair if possible, and if not arrange recovery to a trusted local repairer.
If your vehicle can't be repaired
We will cover costs for alternative transport or emergency overnight accommodation.